Who is Plenti?

Plenti is a fintech lender, providing faster, fairer loans by leveraging its smart technology. Plenti is a dynamic and innovative business that is growing strongly. By continuing to deliver better customer experiences, Plenti is taking market share from incumbent players in the personal lending, renewable energy, and automotive finance markets.

We are a fast moving and ambitious business that seeks to recruit smart and capable people, who can take ownership of their role to help the business thrive. With over 250 people based in Australia, Plenti is of a size where everyone can make a difference in their role and help us realise our very big ambitions as a team, as we go about building Australia’s best lender.

Plenti is a founder led business that launched in 2014, listed on the ASX since 2020 with annual revenue of over $250 million and a loan portfolio of over $2.5 billion.

About the Role:

Plenti is seeking a talented Legal Counsel to join our high-performing Legal & Compliance team. Reporting to the Senior Legal Counsel, you’ll play a pivotal role in supporting our business units across a diverse range of legal and regulatory matters. Working alongside some of the brightest minds in fintech, you’ll thrive in a fast-paced, innovative environment where professional growth is actively supported.

This is an exciting opportunity to contribute to cutting-edge financial products while helping shape the legal and compliance foundations of a rapidly growing business.

Key Responsibilities:

Legal & Compliance Advisory

• Provide clear, practical legal and compliance advice to Plenti’s business units

• Respond to ad-hoc legal requests

• Draft policies, procedures and responses to borrower, investor and shareholder complaints

• Review promotional and marketing materials for compliance

New Products & Features

• Advise on legal and regulatory implications of new products, features and services

• Partner with project and product teams to deliver compliant, customer-centric solutions

Contract Drafting & Review

• Draft and review agreements with loan referral partners, funders, commercial partners and service providers

• Prepare and refine contract templates for consumer (regulated and unregulated) and commercial borrowers

Corporate Governance

• Assist in preparing reports for senior management and key stakeholders

• Provide governance support to the General Counsel and Company Secretary

Compliance Management

• Ensure adherence to legal and regulatory obligations across the business

• Conduct investigations into potential incidents

• Deliver compliance training to internal teams

Regulatory Monitoring

• Track upcoming legal and regulatory changes and support Plenti’s readiness for implementation

Key Qualifications:

• Tertiary qualifications in Law and admission to practice in NSW or another Australian jurisdiction

• 2–8 years’ PQE

• Experience advising on financial services law (Corporations Act, Consumer Credit, banking & finance)

• Proven capability in delivering technical legal and regulatory advice

About You:

• Strong interest in financial services and understanding of sector-specific legal and commercial issues

• Highly collaborative, with strong negotiation skills

• Strategic thinker with the ability to balance commercial and compliance considerations

• Proactive, engaged and eager to learn

• Ability to work both autonomously and as part of a high-performing team

• Strong commitment to stakeholder experience through empathy, efficiency and commerciality

What's life like at Plenti?

Working at Plenti means joining a team that is high-performing, diverse, customer-focused and collaborative. It’s a place where everyone can “make it happen” and share in the results and success. If being in a dynamic industry as part of a market-leading fintech sounds like you, then join to help us reshape Australia’s financial eco-system for the good.

In return, you will enjoy a culture of innovation and entrepreneurship to take your career further. We offer flexible working and volunteer and study leave to develop your skills. We also have monthly social events, office snacks, company Townhalls and D&I initiatives and events to help you connect with your colleagues. 

Plenti is committed to a diverse and inclusive workforce.

We encourage people from different backgrounds to apply, including Aboriginal and Torres Strait Islander people and people with disabilities. When you apply, let us know of any reasonable adjustments you may need during the interview process so we can accommodate you.